Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if my holiday’s cancelled due to the Middle East conflict, can I get a refund on the travel insurance? Vodafone promised me a 50% discount but now they’re chipping away at it, what can I do? When is paying off a credit card IN FULL not worth it? My high-end TV is faulty after 5 years, am I due any money back? Plus, a wonderful success from Carly, who was inspired by a podcast caller to finally seek the debt help she needs.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite yoga position, if he’s mastered pottery, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.