What do you think are the merits of each one? What problems do you think they throw up? Crucially, which would you prefer – or have you got a different option? Listen to each of them and post your comment below. We’ll include some in the programme on Wednesday evening.

Join the debate on Phil Williams’ programme from 10.30pm by calling 0500 909693, texting 85058 or tweeting @bbc5live.

In a year’s time people living in Scotland will cast their vote in a referendum that could change the future of the UK. They'll be asked "Should Scotland be an independent country?" and that's what we'll be debating on Monday 16 September at 10am in our largest ever Victoria Derbyshire audience debate.

More on that to come, but first some facts.

Yes Scotland is the official campaign for independence, while Better Together is the group arguing to keep the Union. The Scottish National Party (SNP), Scottish Greens and independent MSP Margo MacDonald back independence, while Labour, the Conservatives and the Liberal Democrats are opposed.

The vote will take place on Thursday 18th September 2014. Everyone over the age of 16 who lives in Scotland will get to vote, but registered Scots who live in England, Wales or Northern Ireland won't get a vote. Non-Scots who're registered to vote in Scotland will get a say.

The question "Should Scotland be an independent country?" came about after protracted negotiations. The Scottish government's original version of the question, "Do you agree that Scotland should be an independent country?", was dropped after the Electoral Commission raised concerns it could lead people into voting "Yes".

In the events of a “Yes” vote, Alex Salmond the leader of the SNP wants to declare Independence Day in March 2016, with the first elections to an independent parliament in May. However, before that happens though a constitutional settlement would need to be agreed with the UK government, involving weighty issues which may take a long time to resolve. The independence referendum has been described as a once-in-a-generation event, so a “No” vote would put the issue to bed for the time being.

On Monday 16th September at 10am Victoria Derbyshire will be debating the key issues. We’ll be joined by leading members of the Yes Scotland campaign, the Better Together group and around 300 5 live listeners from right across the UK.

Opinion polls show a large number of people are yet to make up their minds on how they'll vote, so during the programme we'll ask our studio audience to vote twice. Once at the beginning of the programme and once again after they've heard the debate. As well as the main question, we’ll be asking what the rest of the UK would be called if Scotland does vote for independence, what would happen to the monarchy and if Scotland would keep Sterling as a currency.

The economy will also dominate the debate. The Yes campaign says Scotland generates more money for the UK economy than is handed back by Westminster and that after independence that cash can be spent where it's really needed. The No campaign says Scotland's economy benefits from the security of being part of one of the world's biggest economies, from bank bail outs to green energy subsidies, and so cutting ties built up over 300 years would leave Scotland dangerously exposed in a volatile world.

The debate will be filmed and broadcast on the 5 live website, BBC News Channel, Red Button and the BBC News website from 10am on Monday 16 September. It will also be broadcast again on 5 live on Sunday 22nd September at 8.30pm.

To join in the debate you can call 0500 909 693, text 85058 or use the hashtag #5livedebate.

Follow us on Twitter here.

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Video: What would independence mean for Scotland?

George Osborne's dream? A Budget that fires the economic after-burners, accelerates growth, restores his reputation as a master of political strategy and - why not? - brings on a six-month Mediterranean summer in which we all bask in tropical temperatures and a sudden sense of optimism. We can all dream can't we?

Realistically, the Chancellor will probably settle for a Budget free of unforced errors - like the "pasty tax".

He'll offer something to show he "gets it" when people complain about rising prices and falling living standards. And he'll try, again, to raise the level of spending on housing and infrastructure.

More realistically still, I suspect he'd accept the verdict that he delivered a rather dull Budget, competently. In case you hadn't heard (and I know you have), there's no money to spend.

George Osborne's looking more and more like dear old Wilkins Micawber, in Dickens's David Copperfield, waiting "for something to turn up".

So, no fuel duty increase in the autumn, but maybe a heavier than usual hit for drinkers (remember those Cabinet ministers who lined up against a minimum price for alcohol?). And there'll surely be another hike in the tax free earnings allowance, to please the Liberal Democrats and show he's on the side of the hard working and the worst-off.

I could go on predicting endlessly, but far better, surely, to listen in to the real thing?

I'll be helping with the build-up on 5 live Breakfast, and joining Shelagh Fogarty in the 5 live tent on College Green, opposite the Commons, heavily wrapped up, between 12pm and 4pm.

We'll bring you the Budget live and the best reaction and analysis you could ever wish for. At least, that's the plan. Then, Drive picks up the baton from 4pm. Do join us.

By the way, George Osborne might well settle for the verdict of a dull but competent Budget, while he concentrates on his fantastically difficult public spending plan, and waits Micawber-like for an economic recovery, but he'd love to get better reviews than that.

Who knows? This Budget may turn out to be a triumph compared to his last effort - though that wouldn't be too difficult. And after all, being an optimist doesn't always mean you're wrong. Does it?

Full coverage of the Budget from 12pm on Wednesday 20 March on 5 live.

While former Cabinet minister, former MP and possible future prison-inmate Chris Huhne awaits sentence for dodging speeding penalty points and lying about it, the Eastleigh by-election has turned into exactly the closely fought scrap blood-thirsty pundits were predicting; not exactly bloody, but tense, and with a lot of political credibility riding on the outcome. Now, perhaps you’re groaning to yourself: "Yet another Parliamentary by-election! And yet another political hack telling me how interesting it all is!"

Well, I don't blame you. Most Parliamentary by-elections help fill news bulletins and newspaper columns for a few weeks, and are forgotten in fewer days, or hours. The party in power expects to get a kicking, and usually does. These mid-term contests tell you much more about what people are thinking here and now than what they may think at the next election. Eastleigh, though, is a little different.

It's the first time a Liberal Democrat seat has been contested since the May 2010 election gave us a Con-Libdem coalition. The two parties are going head-to-head, if you believe the polls; struggling to pummel the other's credibility without leaving too much blood on the floor for the Coalition's leaders to mop up. And on each side they are looking to Eastleigh to lighten the deepening gloom of their opinion poll ratings.

We have invited four of the principal candidates; Conservative, Liberal Democrat, Labour and the UK Independence Party. Each will have an equal chance to bring out a campaign game-changer. Or, who knows, a disastrous gaffe? There'll be an audience of around 30 Eastleigh voters. They'll all be invited to share their thoughts on the national and local issues at play, the state of the Coalition, the Huhne effect, or lack of one. And, for what it's worth, I'll be doing my best to inject a little unbiased perspective.

For the Libdems losing Chris Huhne to the probable care of HM Prison Service was scarcely likely to be a vote-winner, but the party holds every borough council seat in the constituency, has a strong local campaigning machine, high local approval ratings and is desperately keen to show that in Eastleigh and elsewhere these assets can help them prove the polls and the pundits wrong. The Conservatives want to show they can gain ground in what, for them, ought to be prime Tory territory. One or two Tory MPs even claim losing here would inflict a deep wound to David Cameron's credibility as leader (though that speculation seems a little overheated to me).

The UK Independence party insist they are capable of challenging for the seat, which is questionable, and that they are now a painful thorn in Tory sides, which is not. Labour would also love to buck the polls, but will enjoy seeing each of the Coalition partners biting chunks out of the other, whatever happens. You might find that interesting too.

John Pienaar will join Victoria Derbyshire with an audience of voters in Eastleigh from 10am Thursday 21st February.